Tag Archives: health insurance alternative

Health Insurance Alternative: Samaritan Ministries

Over the years, the topic of health insurance and what we do for it has come up. It’s also been a popular question in the small business session at the Energize Conference. Maybe you need health-insurance and haven’t been sure what to do. Or, perhaps your health-care dollars go to providing unethical procedures, and that’s troubled you. How would you like to be a part of a cost-sharing program where your money goes to help other Christians who have health needs?

There are several Christian health insurance alternatives (and yes, the IRS allows exemptions for Samaritan Ministries).

About 13 years ago, I joined Samaritan Ministries. I’ve loved being a part of such an amazing organization! Each month, you send your share to another family or individual who has had a need. The prices are very reasonable for an individual, couple, or a family. If you decide to join, please list my parents’ names, Steve and Teri Maxwell, as the referral. This will bless Titus2 with a credit which will help the ministry.

Although I’ve never had to submit a need, Nathan and Melanie, who are also members of Samaritan Ministries, have had needs to be shared. Samaritan Ministries has taken amazing care of Nathan and Melanie’s health-care expenses. With their preemie babies and other complications, Melanie said she’s not worried when she’s in the hospital about their medical costs.

One thing we strongly recommend is to also enroll in Samaritan’s Save to Share (for needs over $250k). It adds only a small amount every month, and it’s worth it. If you have a catastrophic need, suddenly that extra you’ve paid is nothing.

So, if you’re thinking about a health insurance alternative, check out Samaritans. All of us Maxwells are in the program. Be sure to check out the section on pre-existing conditions.

If you have questions please ask Samaritan’s directly.

They are truly a ministry. The last few months, there has been too much share money, so they’ve reduced the amount everyone has paid in by a certain %, instead of keeping the extra. Pretty incredible!

Merry Christmas!



“But my God shall supply all your need according
to his riches in glory by Christ Jesus.”
Philippians 4:19