Dad began this Debt Free: Content in Christ series last September. Our desire is not only to encourage families raising sons but also to spur couples to get rid of debt. It all begins with a vision and then that follows with implementing it.
Becoming debt-free does take work, hard work at times. It means cutting back, spending less, and yes, even doing without. But living debt-free is incredible.
I recently e-mailed with a customer, and she shared something we feel would encourage those who are working to pay off debt. This lady had just purchased the Buying a House Debt-Free book and is so excited for the vision it gave her and her husband.
Houses in our city average $1.5 million, so we won’t be buying a single-family home here any time soon (although I do believe that God could chose to do a miracle, if He wanted). We feel God led us to our condo where we put 50% down, and with rapid market appreciation and paying down extra, we’re now up to 75% paid off in 3 years. We didn’t want to get into debt but the property was about 50% of what other, comparable places were selling for and our monthly expenses worked out to be only $70 more than renting. It has enabled us to continue to be generous givers (if you want to give like a rich person, you’ve got to develop the heart to give when you’re not rich) and for me to stay home with the kids. We are keen to owe no one anything except love so that we can truly be obedient to every one of God’s commandments. Pray for us to obey his EVERY word!
Let’s build each other up in faith!
My husband and I started on the book during the kids’ nap time, and we are ALREADY filled with fresh vision. Without vision, we’ve been feeling like we’re perishing (Proverbs 29:18).