You Can Help!

We are very excited to be working on a resource to encourage young men and families in being debt free. We would like to hear about young men that you might know that are committed to being debt free and have purchased homes. If you know of some, please write us. Use the contact us form. Please enter your telephone number and e-mail address. Thank you.

Steve and Teri

Joseph-house

 

“Prepare thy work without, and make it fit for thyself
in the field; and afterwards build thine house.”
Proverbs 24:27

15 thoughts on “You Can Help!”

  1. Is Joseph moving into his home! What a blessing he is and an inspiration as I raise my own son to go in that Godly direction. Blessings to you all! Please bring your tour to Minnesota!
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    Not moving in. We’ve had an inquiry from MN, we will see if they locate a church.

  2. Interesting but buying a house debt free would be challenging here, in the UK, where the average annual wage is £26 500 and the cost of the average house is £242 000. Ideas on working to a debt free situation and providing accommodation for a family are, of course, really helpful.
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    Challenging but possible.

  3. What a wonderful resource! I wish it were around when my DH and I were young. We didn’t learn the right principles on being debt free until about a year ago and we are definitely paying the price. I look forward to seeing your resource when it comes out.

  4. Debt free as in paid for in cash, correct? We are “debt free” other than a mortgage on our home, which we bought w/ cash, as a “fixer upper”, but had to take out a loan to fix it up (which we even stayed UNDER budget for!!) But, we still have the amount we borrowed to pay off, which we faithfully do each month and more when we can. God has provided thus far & will continue to do so as we trust in Him. Way to go for your sons!! What a blessing!
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    Good job on buying it with cash.

  5. I have never known anyone to do that. I’d be interested in knowing how to do it and become a lawyer or a doctor or an engineer. There are so many important jobs that require a college education and thus some debt. I’d love to hear your family’s perspective on doing those things and being debt-free.
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    I think you will like the book.

  6. We were taught that if you want a house, a boat, a camper, a car, etc. – you go in debt. We were taught it’s the only way to get anything. It would have been great to have this wisdom years ago. But praise God, we have the wisdom now. We are on our way to being debt free. Not there yet, but made lots of progress! What an excellent resource for young men! I’m praying for my future son-in-laws to grow up with this wisdom!
    Alicia

    Ummmmmmm……I can only think of a few. That’s the Maxwell young men.
    Alanna 🙂

  7. Not a single one other than your boys. We have friends around the nation that all are against debt. And every last one of them have not been able to succeed. All had to go into debt or just be single for life. I think it is a completely impossible goal, unless of course your parents are willing to subsidize you into your thirties.
    I do like the idea, but have completely given up on ever marrying a debt free man. Not in America.
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    It isn’t impossible. You’ll see.

  8. It isn’t impossible. My dad did it. He purchased his house (3 bedroom, 2 bath which was about $100,000 value at the time) before he was thirty and had no debt (still doesn’t and has added much more to the house. He even paid off debts that weren’t his! He attributes it to building most of the house on his own (although he never had experience), eating out on the dollar menu at Wendy’s, opting out of going to college and getting 4 years experience ahead, and purchasing things on sale. I remember we didn’t have cabinet doors for years! Looking back, all those his age have houses that aren’t as big and have huge debts. He will be able to retire and enjoy his grandkids while others are paying off their homes. He has set a great example for my brother and I!
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    YEAH what a guy!! I’ll look forward to talking to him.

  9. It is definitely not impossible – not even in this day and age. I chose to attend a university that offered a full scholarship instead of accruing debt at a “fancier” school; I worked part-time through school despite the fact that I didn’t have to; and when I graduated, I worked hard to get both a good job and inexpensive rental living situation. Then, I lived very frugally for several years to save. God blessed me with a job in an area of the country that isn’t too expensive and I bought my house with cash and without debt about seven years after I finished college. Praise the Lord!
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    Amen, Elliot, great job.

  10. I think this is heavily dependent on where you live. Obviously, it is much more difficult in an urban area or in areas of our country where the cost of living is higher. I live in New England and there is very rarely anything on the market under $100,000 and those tend to be mobile homes. Is this addressed in your book?
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    Yes!

  11. I would be interested as to what your ideas would be for someone who lives in an area where the cost of living is much higher. Like in California. In our area the cheapest homes are over $300,000 for a small house on a small piece of land. Also, as I said the cost of living is higher. And one almost has to attend college to get a job.
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    That is the popular opinion.

  12. I am a young man and I am committed to living debt-free. My father has been an excellent example of this to me in my life. My parents were able to be debt free after working hard (it takes sacrifice) to pay off their mortgage and have trained all of their children to do likewise. They made and are making the sacrifices necessary to not be enslaved to debt. The effects of debt are so harmful and contribute to the “entitlement” attitude in our society. I am so grateful for what my parents taught me about debt and how they encouraged me to save and not just spend it away. While I would certainly encourage ALL young men to not give themselves over to the bondage of debt and while owning a home may be a very good accomplishment, I would not hold this out as THE standard a young man must meet or that he must meet it before he marries. If he is able to do this that is wonderful but I would certainly not make this a requirement before he can be married. There are other options of living debt free in home that are very sufficient. I am 20 now and was so blessed to be married to my wonderful wife this past year. We are debt free, but I don’t have a home. It is a goal of mine in the future and we are working toward that goal as a family with our own little economy. I am so grateful we did not wait to get married until I owned a home.

    While owning a home debt free is wonderful, being married is much more wonderful and is not something to delay just to have your very own four walls. Looking forward to this resource, we need more men willing to leave behind the sins of the past and able to be prepared financially for the Kingdom work ahead…
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    Not a requirement but a goal until God provides a wife.

  13. I love your idea and I am hoping to encourage my children to do the same. I firmly believe that it can be done. Is the book more about living debt free or purchasing a home? If it is the latter, then I hope you will write a book about living debt free too. Maybe some examples from your family about how you became debt-free. It is too late for me, but if I can encourage my children in this direction, then it is worth it. I am a ‘gen-x’ and we were not taught about money in my family, so I’ve made mistakes that I’m digging myself out of but I’m not repeating those mistakes with my children if I can help it.
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    A debt-free life, leads toward the debt-free home purchase. However, certainly, the thrust is toward the purchase of a debt-free home enabling our children to break out of the pattern.

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